Owning a house just got easier. With speedy approvals, competitive interest rates, easy process and minimum paperwork, we help bring you close to your dreams of buying a new house or flat in a easy and hassle-free manner. We offer home purchase loans for flats, houses ,villas or bungalows from builders as well as for Resale properties.
Kredit Hub will guide you through the Home Loan Application procedure we also provide complete assistance tailored to your requirements in all possible ways till the Loan disbursement and also provide our best in class services post-disbursement.
- Our Mission
Discover affordable home loan options with low interest rates and flexible terms, making your dream of owning a home a reality.
Enjoy quick and seamless home loan approvals with minimal paperwork. Ideal for purchasing your dream home without delays.
Explore low-interest mortgage plans designed to fit your budget, helping you save on repayments while securing your ideal property.
- Home Loan Features
Tailored plans using our listed capabilities
Best Home Loan Offers for First-Time Buyers
Find tailored home loan solutions for first-time buyers with competitive rates, easy approvals, and flexible terms to make your homeownership dreams come true.
Low-Interest Home Loans
Discover home loans with low interest rates designed to reduce your financial burden and make owning a home more affordable than ever.
Fast and Easy Home Loan Approvals
Experience hassle-free home loan approvals with minimal documentation, helping you secure your dream home quickly and efficiently.
Home Loan Types and Features
With the rising real estate prices in india, Home Loan is a better way through which most people fulfill their dream of buying a home. To better meet the needs of the borrowers, Banks or lenders in india now offer different types of Home Loans. Below is a list of some of the most popular Home Loan options you can consider:
Basic Home Loan
The standard Home Loan is the most popular type of Loan people take for fulfilling their dream of purchasing a home, flat, villa or a Resale property of their choice.
Home Construction Loan
If you already own a open plot or land and would like to build your dream home on the same, you can consider a Home Construction Loan. Unlike a Standard Home Loan where the Bank makes the lump sum payment of the Loan amount ,a Home Construction Loan is generally disbursed in parts based on the progress of the construction project.
Home Extension or Improvement Loan
One of the most popular types of Home Loan is a Home Extension or Improvement Loan. If you already have a home but want to add a room or may be a floor to it or any other renevation,a home extension loan can help you with renovating an existing home .
Home Loan Balance Transfer
If you have already taken a Home Loan and repaying it now, you have the option to switch to a different Bank or Lender. Borrowers generally do this in cases where they can get a Loan from a different bank with lower interest rate.
The following are the some of the benefits of Home Loan Balance Transfer.
-Lower Interest Rate
-Lower EMI burden
-Longer Tenure
-Top up Loan Facility
-Better Service etc…
Features and benefits
-Attractive Interest Rates
Enjoy affordable Home Loans with competitive interest rates to make your dream home a reality
-Hassle- free loan balance transfer
Transfer your existing home loan from one bank to another bank with low rate without any hassles.
-Doorstep service
We value your time and are pleased to provide doorstep service for your convenience.
-No prepayment or pre-closure charges
Payoff your loan early without any prepayment charges for floating rate loans.
-Transparent process
Experience quick and transparent loan process without any hidden charges and get the quick approval
Eligibility criteria for Home Loan
Salaried Individuals and professionals
-Employees of all public and private sector companies eligible for Home Loan
-Professionals such as Doctors, chartered accountants, Lawyers, management consultants etc..are welcome to apply for Home Loan
-Minimum age of 21 years
-Maximum age of 65 years at the time of maturity of the loan
-Minimum net monthly income required is 15000 per month
Business people and self employed individuals
-All types of Business owners or entrepreneurs are eligible to apply for Home Loan
-All types of Self employed individuals with proper income proof are eligible
-Minimum age of 21 years
-Maximum age up to 70 years at the time of maturity of the loan
Eligibility criteria for Home Loan
Salaried Individuals and professionals
-Employees of all public and private sector companies eligible for Home Loan
-Professionals such as Doctors, chartered accountants, Lawyers, management consultants etc..are welcome to apply for Home Loan
-Minimum age of 21 years
-Maximum age of 65 years at the time of maturity of the loan
-Minimum net monthly income required is 15000 per month
Business people and self employed individuals
-All types of Business owners or entrepreneurs are eligible to apply for Home Loan
-All types of Self employed individuals with proper income proof are eligible
-Minimum age of 21 years
-Maximum age up to 70 years at the time of maturity of the loan
Documents Required
For Salaried individuals:
Proof of Identity:Pan Card , Aadhaar card
Proof of Address: Aadhaar or Passport or Voter Id or Utility bills
Proof of Income:Latest 3 months payslips,Latest 6 months salary account statement,Latest 2 years form 16
For Business entrepreneurs:
Proof of Identity:Pan Card , Aadhaar card
Proof of Address: Aadhaar or Passport or Voter Id or Utility bills
Business proof: For partners/Directors in Firm
–Firm registration certificates
-Partnership deed, list of partners
-Board Resolution (for Pvt Ltd Companies)
-Certificate of Incorporation, AOA and MOA
-additional documents if required on case to case basis
Proof of Income:
–Financials with audited ITR for latest 3 years
-Current account statement for last 1 year
-Balance sheet
-additional documents if required on case to case basis
Property Loan Documents
–Agreement of Sale
-Sale deed or title deed
-Property link documents
-Property Plan and Permission copies
-Property Tax documents
-other documents if required on case to case basis
We are here to address any questions you may have as you apply for business loan. Additionally, for clients seeking an ongoing partnership, we provide comprehensive Personal Loan Services.
